L7S Credit Hero
H.O.T.⁷ · Track 02
Credit Utilization Index
Live CUI % across all your revolving lines. Lower is better — the score model rewards single-digit utilization.
Aggregate CUI
0%
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< 1% Best
< 10% Excellent
< 30% Good
≥ 30% Warning
≥ 50% Red Flag
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