Cashflow Hero · Allocation Readout

The P.I.E.S.™ Cashflow Calculator

Allocate every dollar with intention — Profit first, Income known, Expense lean, Savings strong. Dial in the sliders and watch your monthly cashflow rebalance live. No sign-up, no submit, just instant readouts.

Your monthly cashflow

Live

Set gross monthly income, then dial each allocation. P + E + S auto-rebalances to 100%.

Monthly income $8,000

P · Profit 10%

E · Expense 75%

S · Savings 15%

Allocation total 100%

Hero Recommendation

Trim Expense by 6% to drop under the Lean threshold of 70%.

P.I.E.S. score

Mission Readout

Weighted health of your allocation. Higher = stronger cashflow.

Score

Solid

Profit

$800

Expense

$6,000

Savings

$1,200

Income

$8,000

Pillar 1

$800

10% Profit

Strong

Pillar 2

$8,000

100% Income

Source

Pillar 3

$6,000

75% Expense

Pillar 4

$1,200

15% Savings

Strong

ⓘ How we score this · methodology & assumptions ›

The P.I.E.S.™ score blends three independent sub-pillars on a true 0–100 dial: a Profit sub-score (0 at 0%, 100 at the 15% target), a Savings sub-score (0 at 0%, 100 at the 20% target), and an Expense discipline sub-score (100 at ≤65% lean, 0 at ≥90% heavy). They are weighted 0.40×Expense + 0.30×Profit + 0.30×Savings, clamped to 0–100 — so shifting dollars between Profit and Savings genuinely moves the headline. Tiers: Fragile below 30, Building 30–49, Solid 50–67, Strong 68–84, Elite 85+.

Channel benchmarks: Profit Strong ≥ 10%, Savings Strong ≥ 15%, Expense Lean < 70%. Profit, Expense, and Savings always rebalance to total 100% of income.

This is an educational allocation estimate — not financial advice, and running it commits you to nothing. Numbers update live as you adjust; nothing is stored or sent.