Your Numbers
Mission Readout
0
/ 100
Awaiting Data
Enter your income and expenses to generate your health score.
Total Expense Ratio
0%
Savings Rate
0%
Category Breakdown
Marker = recommended benchmark for each category
Hero Recommendation
Enter your numbers to see your biggest cut opportunity.
How we score this
Benchmarks. Each category is graded against a recommended share of after-tax income: Housing 30%, Transportation 15%, Food 15%, Healthcare 10%, Debt Service 15%, Lifestyle 10%, Other 5%. Within benchmark = OK, up to 25% over = Watch, beyond that = Over.
Health score. 10 points for each of the 7 categories kept within benchmark (up to 70), plus up to 30 points scaled by your savings rate (full 30 at a 30%+ savings rate). Capped at 100.
Estimate, not advice. This is an educational planning tool. Nothing is stored, nothing is shared, and running it won't affect anything but your insight.
Calculations run entirely in your browser. No data leaves this page.