Wallet SOP

1 · Custody Posture

1. Cold-first. Everything not actively trading sits in cold storage. Exchange balance is the working buffer, never the vault. If it's not moving this week, it's offline.
2. Hardware key discipline. Seed phrases written, sealed, geographically split. Never digital. Never photographed.
3. Two-key rule on transfers above threshold. Anything over the working-buffer ceiling requires a second confirmation channel (email + physical).

2 · On-Ramp Flow

1. ACH first, wire second. ACH is cheaper, wire is faster — pick by deadline.
2. Buy at the desk, not the market. Use limit orders. Patience beats slippage.
3. Sweep to cold on confirmation. The moment a buy fills past the working buffer, sweep the excess to cold within 24 hours.

3 · Off-Ramp Flow

1. Pre-stage liquidation. Move from cold to exchange in a single batch ahead of the sell window.
2. Sell at the desk. Same discipline — limit orders, no market orders unless time-pressed.
3. Withdraw to bank within 48 hours. Don't let fiat sit on the exchange. Off-ramp is for moving, not parking.

4 · Drift Watch

1. Monthly review. Balance reconciliation, key check, custody posture audit. Documented.
2. Quarterly key drill. Restore-from-seed test on a fresh device. If you can't restore, the seed isn't real.
3. Annual stack reset. Refresh hardware, rotate addresses, archive last year's keys.